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Key Points. The personal information of some million Americans and 6 million Canadians who are Capital One credit card holders or applicants has been hacked it was revealed Monday.
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This latest breach does not even rank in the top 10 of the biggest such hackings, according to number of people affected. Data breaches sadly are becoming a common occurrence. The deadline for all claims is January 22, per the FTC , and benefits will not be sent until January 23 at the earliest.
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Where to start: Check if your information was exposed. Then you can submit a claim online , print a copy and mail it, or have a hard copy form mailed to you.
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Claims for people who were minors on May 13, can only be sent via mail. If you file for a "time spent" cash payment — because you spent time trying to recover from or avoid fraud or identity theft — you have to log an explanation of that time spent, the approximate month and year, and the hours and minutes spent. You only have to attach supporting documents if you log more than 10 hours.